While it is possible to file a bankruptcy on your own, it’s always a good idea to consult with a legal professional before making such an important life decision.

There are a few ways to find an attorney in New Jersey but if you don’t know where to start then contacting the local or New Jersey state bar association’s Legal Referral Service (LRS) and requesting a referral to an attorney who handles consumer bankruptcy cases is a good first step.

It’s important you find a lawyer with whom you are comfortable and that really understands your situation and what you goals are for the future. They can review all the New Jersey exemption laws and discuss how they will affect you and your property.